Our loan products

FHA Loans

Buyers come with 3.5% down payment to purchase a home.Seller can pay up to 6% of the sales price towards the closing cost of the buyers.Qualifying and credit guidelines are more flexible so that people can buy their first home.

Reverse Mortgage

If you are 62 or older this may be the right mortgage for you.Qualifying seniors never have to make a mortgage payment again for the rest of their lives as long as they occupy their home.

Lines of Credit

A) Home Equity lines of credit using your primary, second, or investment home as a collateral. B) Business Credit lines use business during this tough times.This loan is for the antrepreneur that wants to expand their business or start a new business. .

Conventional Loans

A conventional loan is a mortgage loan not guarantee or unsecured by the federal Government.This is an alternative financing program for those properties not on the FHA list.

Fannie Mae Homestyle Renovation Loans

A program for buyers who are purchasing a home in the need of repairs and rehabilitation; amounts needed for repairs and rehabilitation are added to the financed amounts and part of the loan.

Florida Hometown Heroes

Helps make homeownership more affordable for eligible front-line workers. Provides down payment and closing cost assistance to first time qualified homebuyers.

Conventional Loans/Cash-Out Products

The Lending Firm has many products to refinance your home.You can reduce your monthly mortgage payment by refinancing into a lower rate.Or reduce the term on your current mortgage.

About Us

The Lending Firm

The Lending Firm LLC is a small business that is minority owned and that focuses on the needs for its clients. Since 2006, The Lending Firm LLC has been helping our communities purchase their dream homes! We also have refinanced borrowers to help them make their mortgage payment affordable and to cash out funds for their needs or to improve and make their homes ideal for their family. Homeowners can capitalize on their home’s equity.

Why Buying a Home is Better than renting is simple!

Owning a home gives us a sense of security and stability.

Owing a home gives us the opportunity to make long term investments to our properties which will appreciate over time and increase our net worth.

Owning a home allows us to obtain tax deductions on mortgage interest payments and other homeowner expenses.

Owning a home is cheaper than renting long term.

Finally, owing a home gives you the ability to make it your own and to individualize it!

The Lending Firm LLC brokers are a group of individuals who have worked together for many years and understand that importance of putting the needs of our clients first.

We know how important it is to provide individualized attention to each client as everyone has different needs, goals, and economy.

The Lending Firm LLC is the best option to meet your needs! We look forward to working with you!

The Lending Firm Team

Joann Gomez Martinez

NMLS # 337616

Broker/Owner


Maria Alina Blanco

NMLS # 354233

Mortgage Broker


John Grullon

NMLS # 301309

Mortgage Broker/Private Investor/Loan Specialist

Isabel Rodriguez Saguar

NMLS # 1189326

Mortgage Broker/Mortgage Processor

Mirian Padin

NMLS # 2156530

Mortgage Broker


Rachel Mata

NMLS # 2396588

Mortgage Broker


Christian Leeming

NMLS # 354979

Mortgage Broker


Jose Gomez

NMLS # 1068401

Mortgage Broker


Marcos Rodriguez Schiavone

NMLS # 2342509

Mortgage Broker

Martin Rodriguez

Account Executive


Maria Elena Paez

Account Executive


Maureen Cortinas

Mortgage Processor


Our Office

Our office is located at 5930 NW 99 Ave Suite 8
Doral, Fl 33178.

Outdoors

The Great Outdoors

fun

Having fun!!!

Office

Office party!!

party

Office Night party!!

Desk

Front Desk

Entrance

Office Entrance

Room

Conference Room

Awards

Awards

Testimonial

We recently used Joann to buy our house, and she was awesome. Joann is a pure professional and was very responsive throughout the process. We will definitely be recommending her to others in the future.
Joselito and Caroliana
Miami, FL
"Joann has been a pleasure to work with...very knowledgeable. Responsive and quick to return calls."
Angelo and Elizabeth
Miami, FL
"Working with Joann was pleasant and informative. She explains the process clearly and is very straight forward. This was important to me since I was a first time home buyer.
Melanie
Miami, FL

Contact Us

The Lending Firm LLC
5930 NW 99 Ave Suite 8
Doral, Fl 33178
Phone (305) 593-9444
Fax (305) 593-9494